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How to Get a Replacement Car Key

Losing a car key can be a stressful experience. It can also be expensive depending on the type you have.

The most convenient way to obtain a replacement is to call an auto locksmith. This is typically a less expensive and quicker alternative than calling the roadside assistance or an auto dealer.

cost of replacement car keys

In the past, losing your car keys was not a big issue. You could just go to the local hardware store and have an alternative key made. Fortunately, today, the process is much more complicated and costly. It's because cars are technologically advanced and their keys are also more advanced. This may make them more secure from theft however, it also makes them pricier to replace.

The cost of a lost key replacement will vary based on the year, model and model of your car. Many newer vehicles have key fobs that have a transponder to deter theft. These chips need to be connected to your vehicle. This usually requires a dealership or locksmith. The cost can vary based on your car type however it could reach $200.

Some modern cars also use laser-cut keys that need to be programmed using a specific machine available only at dealerships and specialist auto locksmiths. The cost of keys for this kind of lock can be up to $100.

The location of your house can also affect the price. It is likely that you will have to pay more for service when you live in an area that is remote because the locksmith and tow truck have to travel a long distance to reach you. A locksmith may also charge a fee for work performed on holidays, weekends or after-hours.

You can cut down on the expense of replacing a lost car key by keeping a spare key at home or in your wallet. Keep the registration or title documents with you, since these will be needed to prove that you're the owner of the vehicle should you have to contact the dealership to request the replacement key. You can also contact your roadside assistance service. You may be able get a temporary replacement depending on the conditions and terms of your roadside assistance service.

Time

The loss of your car keys can be stressful However, don't panic. Spend a few minutes searching for your keys in obvious places, such as your pocket or purse. Then, go back through your day and try to recall the places you may have left them. This will aid in determining if you've lost them or if they're still in your vehicle. If you can't find your car keys, it might be time to get new keys.

Most modern cars come with an electronic key fob that utilizes a code to unlock and start the car. This type of key needs to be reprogrammed to work with the specific vehicle you own, and this is usually a task for an expert. Contact an auto locksmith and provide proof of ownership.

The old-fashioned metal keys are more easily replaced than the remote key fobs. They are 100% mechanical and are easy to duplicate. A locksmith near you can replace your lost car key replacement key on instantaneously. They can also duplicate the ignition cylinder for your vehicle as an additional cost. If you're looking to make copies of your old car keys, visit a hardware store that specializes in cars to make them quickly and cheaply.

You should also consider replacing your car keys if they're beginning to appear worn. The teeth on the key and the lock cylinder can be worn down by frequent use which makes it difficult to align them properly with each other. If the key begins to stick inside the lock, it's a sign that it is time for a replacement.

If you have a newer vehicle and it's a high-end model, the key might require programming by the dealership. This is a complex task that can take an extended time to complete and could cost a significant amount of money. You may be covered by the warranty on your car or insurance dependent on the model of your car.

The availability

Even if you're an excellent driver, it's still possible to lose your car keys. This can be a real issue particularly if it happens at the worst time, such as when you're at the grocery store or at the gas station and need to return home. There are several options to replace the key that was lost. You can contact your insurance provider, find a local locksmith, or call roadside assistance.

You'll first need to determine the type of key you're using. It's crucial to know that different cars have different keys. Some are old-school and only lock through the key cylinder, while others have a chip that communicates with the car to unlock the doors and then start it up. Some keys can be easily replaced by an auto-locksmith while others might require you to visit a dealership for a replacement from the manufacturer.

No matter if you're using a conventional key or a smart one the first step is to read the manual or call the dealership for instructions on how to program it to your vehicle. You'll need to provide proof that you own the vehicle and wait several additional days for the dealer to order an alternative. This method may also require you to take your vehicle to a locksmith or another service provider to have it programmed, so this isn't the best option for those on tight schedules or who are unable to move around.

If you have a spare key, the process will be much simpler. You can purchase a replacement car key online at a cost that is affordable based on the model of your vehicle. If, however, your keys have transponder and key fob element, you'll need to consult a professional who is qualified to have them replaced and programmed. Depending on the brand and model of your car it could mean arranging for an auto towing service or hiring a locksmith to do it for you.

Another way to get a new car key by using a Bluetooth tracker. These tiny devices can be affixed to your keyring and emit a signature which can be picked up using any mobile phone with an application installed. The app will then show you the location of the key, so you can locate it whenever you need to.

Insurance

Car insurance policies typically do not cover the cost of lost keys. There are some exceptions. Some of the top insurance companies, that are committed to customer satisfaction, offer additional coverage for things such as lost key replacement car keys. It is usually an extra fee, but can be cheaper than paying out from pocket for the cost of replacing keys.

Whether or not insurance for cars covers lost keys is dependent on the policy and the deductible. The majority of traditional keys are easily replaced however, it could be more difficult if you own an electronic fob or smart key. These keys are laser-cut and use chips that transmit a signal to the vehicle, which means they're more difficult to replace than traditional mechanical keys. They are also more expensive because you'll need to pay a locksmith and the key itself.

Consider using an auto club service or roadside assistance to save money when replacing a lost key. These companies may provide locksmiths with reduced rates and even reimburse the cost of the purchase of a new key. Some of these companies provide emergency lockout services, which can be useful when you're in a hurry and need to get back on the road.

You can also call your dealership to see if it could help. Many dealerships have locksmiths on staff, and they might be able to design you new keys at an affordable cost. However should the dealer need to order a new key for the model you have it could take a few days for it to arrive. Keep all receipts and other documents regardless of the method you select. This will allow you to file a claim if needed with your insurance company.

The loss of your car keys is a common incident. It's not pleasant, but it can happen to anyone. Fortunately, there are strategies to avoid the costly consequences. The quickest and cheapest way to replace lost car keys is by making contact with a locksmith local to you. However, you must weigh the financial benefits against the time and expense that are required prior to making an insurance claim.